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General Investment Account (GIA)

Go beyond your ISA; invest an unlimited amount with a General Investment Account. Quick to set up and easy to manage, your GIA can help you achieve your long-term goals

Why choose a Willis Owen GIA?

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Invest flexibly and without limits
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A wide range of funds, shares, investment trusts and ETFs
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View your portfolio 24/7 on our easy to use and secure platform
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Get started from as little as a £25 contribution
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What our customers say:

Keep all my investments up to date. Very good, keep it up. Thanks for being a reliable service.

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Is a GIA right for you?

Right for you if:
You’re over 18 and a UK resident.
You've used up or don't want to use your ISA allowance.
You're comfortable with the risk involved.
Wrong for you if:
You want to invest free of income and capital gains tax.
You’re uneasy with any market volatility.
You need the money in the short term.

What is a GIA?

A General Investment Account provides a flexible way of investing without limits on how much you can put in. Although they don’t provide the same tax benefits as an ISA, a General Investment Account can be useful if you’ve used up your ISA allowance and have more money to invest. You can also use money you hold in a Willis Owen GIA to pay the service fee on your Willis Owen ISA if you have one. This can help to make best use of your tax-free ISA allowance.

You can invest in a wide range of funds, shares, investment trusts and exchange traded funds (ETFs) and there are no restrictions as to when you can take your money out.

How much can you invest?

You can start investing from as little as £25, either as a lump sum or regularly. There is no limit to how much you can invest.

Your GIA investment options

The Willis Owen GIA offers you choice, whether you’re new to investing or more seasoned, preferring to explore our powerful research tools and broader functionality.

ready made investments

Ready-made

Simple risk-based options, leaving day-to-day investment decisions to a professional.

ready made investments

Focus Funds

Our list of expertly researched, high-quality funds we think represent good value.

ready made investments

Do it yourself

Build your own portfolio from thousands of funds, ETFs, investment trusts and shares.

Fees explained

When investing you will pay a Willis Owen service fee as well as investment charges. If you invest in more specialist things like shares, investment trusts and exchange traded funds, you may also pay trade fees and government levies. Further details of all costs and charges can be found below and include VAT where applicable. When looking at the fees that other firms charge, you may notice that some don’t appear in our tariff. This means we don’t charge you these fees.

You can get an idea of how much you might pay in fees by using the ‘Charges estimator’.

Why choose a Willis Owen GIA?

Rosette
Invest flexibly and without limits
Rosette
A wide range of funds, shares, investment trusts and ETFs
Rosette
View your portfolio 24/7 on our easy to use and secure platform
Rosette
Get started from as little as a £25 contribution
Messages

What our customers say:

Keep all my investments up to date. Very good, keep it up. Thanks for being a reliable service.

Stars
Awards Awards
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