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Your investments can be held within any of the following accounts,
depending on your personal circumstances.
An ISA provides a flexible way of investing up to £20,000 per year for (2020/21). You don’t pay income or capital gains tax on any money your investments make and can choose from a wide range of investment options.
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A Self-Invested Personal Pension (SIPP), is a type of tax-efficient pension designed to help you build up money to provide an income in retirement. You can choose from a wide range of investment options.
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Access tax-free cash and draw an income directly from your pot (income drawdown) either now or in the future
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A Junior ISA (JISA) provides a way of investing up to £9,000 a year (2020/21) for a child. Investments are free from income and capital gains tax and the child can access the money once they turn 18.
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A General Investment Account provides a flexible way of investing without limits on how much you can put in. Although they don’t provide the same tax benefits as an ISA, they are useful if you’ve used up your ISA allowance.
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Willis Owen Limited is authorised and regulated by the Financial Conduct Authority and is registered in England (No.3283706) at Ground Floor, 507 (Unit 2), Centennial Business Park, Elstree, WD6 3FG. The information and content of this site is intended for UK consumers.
