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A Junior ISA (also known as a JISA) is a Junior Individual Savings Account for under 18s. It’s a tax-free way to put something aside for university, save for their first car or just help them achieve their goals. Their Junior ISA allowance can be invested into a variety of investment options.
JISAs have an annual limit on how much can be invested. Between 6th April 2019 and 5th April 2020 the Junior ISA allowance is £4,368.
Your child can have just one type of Junior ISA, or split the allowance over both types. At Willis Owen we only offer Stocks & Shares Junior ISAs. Read on to see if our Junior ISAs are the right option for your child, and take a look at the key features of Stocks & Shares ISAs and Cash ISAs.
Take a look at the Junior ISA frequently asked questions for more information on this account.
Don’t forget if your child has a Child Trust Fund, you can now transfer it to a JISA. As Child Trust Funds are now defunct, it is likely that a JISA will be more competitively priced and provide you with a wider range of investment options.
You can invest in a wide range of options that reflect your goals and appetite for risk.
See your potential options by searching our range of Funds, Shares, Investment Trusts and ETFs.
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