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Stocks & shares Junior ISA

Help your child achieve their goals. Save up to £9,000 tax-free with a stocks & shares Junior ISA and easily manage the investments online

Why choose a
Willis Owen JISA?

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Tax free income and gains
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Get started with as little as a £25 contribution
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A wide range of investment options to support your child’s future
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View the portfolio 24/7 on our easy to use and secure platform
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What our customers say:

Excellent and clear guidance to someone not au fait with financial matters given in a friendly and easy manner.

5 Stars
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Is a Junior ISA right for you and your child?

Right for you if:
You’re a parent or guardian who wants to invest for a child under 18.
You want tax-free income and capital gains.
You’re happy that the child will take over and have access from 18
Wrong for you if:
You’re uncomfortable with any market volatility.
You want to be able to access the money before the child reaches 18.
Your child has a Child Trust Fund account or a stocks & shares JISA which you don’t want to transfer.

What is a Junior ISA?

A stocks & shares Junior ISA (JISA) provides a way for a parent or guardian to invest up to £9,000 per year (2023/24) for their child. It is a tax free way to put something aside for university, save for their first car or just help them achieve their goals. There’s no income or capital gains tax to pay on any money the investments make and you can choose from a wide range of funds, shares, investment trusts and exchange traded funds.

Once you open a JISA for your child, you become the ‘registered contact’, and are responsible for managing the account. When your child reaches 18, the account automatically passes to them at which point they can start to take money out if they want to. Our JISA isn’t available for children who have a Child Trust Fund (CTF) account.

How much can you invest?

You can start investing from as little as £25, either as a lump sum or regularly. There's a limit on how much money can be paid into JISAs for a child during a tax year. A child can have a maximum of one cash JISA and one stocks & shares JISA at any point and the annual limit (£9,000 for 2023/24) is shared across both.

Your ISA investment options

The Willis Owen ISA offers you choice, whether you’re new to investing or more seasoned, preferring to explore our powerful research tools and broader functionality.

ready made investments

Ready-made

Simple risk-based options, leaving day-to-day investment decisions to a professional.

ready made investments

Focus Funds

Our list of expertly researched, high-quality funds we think represent good value.

ready made investments

Do it yourself

Build your own portfolio from thousands of funds, ETFs, investment trusts and shares.

Fees explained

When investing you will pay a Willis Owen service fee as well as investment charges. If you invest in more specialist things like shares, investment trusts and exchange traded funds, you may also pay trade fees and government levies. Further details of all costs and charges can be found below and include VAT where applicable. When looking at the fees that other firms charge, you may notice that some don’t appear in our tariff. This means we don’t charge you these fees.

You can get an idea of how much you might pay in fees by using the ‘Charges estimator’.

Why choose a
Willis Owen JISA?

Rosette
Tax free income and gains
Rosette
Get started with as little as a £25 contribution
Rosette
A wide range of investment options to support your child’s future
Rosette
View the portfolio 24/7 on our easy to use and secure platform
Messages

What our customers say:

Excellent and clear guidance to someone not au fait with financial matters given in a friendly and easy manner.

Stars
Awards Awards
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