One Plan - our simple pension consolidation service

Use our simple service to bring together pensions you've built up elsewhere to make them easier to manage.

Tidy-up your pensions to make retirement planning easier

Planning for the retirement of your dreams can be difficult enough without having to deal with multiple pension pots built up with different providers throughout your working life. To make things easier we've designed a service to help you bring your pensions together under our award winning Self-Invested Personal Pension (SIPP) product - we call it One Plan.



Consolidate existing pension pots into one, easy to manage plan.



Hassle free transfers - putting you in control and helping you make informed decisions.


Low cost

A range of investment options with a focus on keeping costs to a minimum.


Easy access

Managed online, with 24/7 access once registered.

How does it work?

We aim to make the process of bringing your pension pots together as simple as possible. Give us some simple details and we'll take care of the rest.

One Plan Overview
Easy to manage

Easy to manage

We know that the pension product you choose only plays a small part in the retirement planning jigsaw so as a One Plan customer, you also get access to a range of tools designed to help you understand whether you're on track for the retirement you want and which allow you to see what effect any changes could have. Once you’re set up, you’ll be able to check on how your pension is doing at any time, using our secure, award winning online platform where you'll find a simple summary of your plan - what it's worth and what it could give you in retirement.

In Control

You're in control

Some pensions have valuable benefits or guarantees which could be lost if you transfer them to another provider's plan. We'll ask your provider whether a plan you're looking to transfer has any such benefits and if it does, we'll let you know before you make a decision to transfer. We'll also flag any paticular risks we think you should be aware of before going ahead with a transfer. There are certain types of schemes that we won't accept transfers from because we think it's unlikely to be in your best interests. This includes defined benefit pensions like 'final salary' schemes.

Bear in mind that we don't recommend whether transferring a pension is suitable for you so if you're unsure, you should seek regulated financial advice.

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Our friendly, UK based Customer Service Team are on hand to help you every step of the way. You can get in touch with our team online or on our free phone number to help with any questions you may have.
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