Retirement Planning Guide

Planning for retirement can seem like a daunting task but it is important to think about how you are going to support yourself financially in your later years.

Download our guide

Planning for the retirement of your dreams can be difficult enough without having to deal with multiple pension pots built up with different providers throughout your working life. To make things easier we've designed a service to help you bring your pensions together under our award winning Self-Invested Personal Pension (SIPP) product - we call it One Plan.

consolidate

Consolidate

Consolidate existing pension pots into one, easy to manage plan.

hassle_free

Hassle-free

Hassle free transfers - putting you in control and helping you make informed decisions.

low_cost

Low cost

A range of investment options with a focus on keeping costs to a minimum.

easy_access

Easy access

Managed online, with 24/7 access once registered.

consolidate
Consolidate

Consolidate existing pension pots into one, easy to manage plan.

hassle free
Hassle-free

Hassle free transfers - putting you in control and helping you make informed decisions.

low cost
Low cost

A range of investment options with a focus on keeping costs to a minimum.

easy access
Easy access

Managed online, with 24/7 access once registered.

What could your pension pot be worth?

Enter your details below to get an idea of what your pension pot could be worth when you retire
Don’t worry if you don’t have exact values, estimates are fine for now. We’ll get accurate values from your pension providers before you make any decisions.
* The projected values make assumptions about charges and expected returns amongst other things. These are only forecasts and not a reliable indicator of future performance.

How does it work?

Step 1:

Register for our service and give us basic details of the pensions you're thinking of consolidating.

Step 2:

We reach out to your provider(s) and get further details on your pension pots.

Step 3:

We'll let you know what we find out and point out any important benefits you could lost out on by transferring.

Step 4:

You decide whether to go ahead with one or more transfers. If you do, we'll arrange the transfer and bring the money across into your new Willis Owen pension.

We aim to make the process of bringing your pension pots together as simple as possible. Give us some simple details and we'll take care of the rest.
One Plan Overview

Easy to manage

We know that the pension product you choose only plays a small part in the retirement planning jigsaw so as a One Plan customer, you also get access to a range of tools designed to help you understand whether you're on track for the retirement you want and which allow you to see what effect any changes could have. Once you’re set up, you’ll be able to check on how your pension is doing at any time, using our secure, award winning online platform where you'll find a simple summary of your plan - what it's worth and what it could give you in retirement.

You're in control

Some pensions have valuable benefits or guarantees which could be lost if you transfer them to another provider's plan. We'll ask your provider whether a plan you're looking to transfer has any such benefits and if it does, we'll let you know before you make a decision to transfer. We'll also flag any paticular risks we think you should be aware of before going ahead with a transfer. There are certain types of schemes that we won't accept transfers from because we think it's unlikely to be in your best interests. This includes defined benefit pensions like 'final salary' schemes.

Bear in mind that we don't recommend whether transferring a pension is suitable for you so if you're unsure, you should seek regulated financial advice.

Easy to manage
Easy to manage

We know that the pension product you choose only plays a small part in the retirement planning jigsaw so as a One Plan customer, you also get access to a range of tools designed to help you understand whether you're on track for the retirement you want and which allow you to see what effect any changes could have. Once you’re set up, you’ll be able to check on how your pension is doing at any time, using our secure, award winning online platform where you'll find a simple summary of your plan - what it's worth and what it could give you in retirement.

In control
You're in control

Some pensions have valuable benefits or guarantees which could be lost if you transfer them to another provider's plan. We'll ask your provider whether a plan you're looking to transfer has any such benefits and if it does, we'll let you know before you make a decision to transfer. We'll also flag any paticular risks we think you should be aware of before going ahead with a transfer. There are certain types of schemes that we won't accept transfers from because we think it's unlikely to be in your best interests. This includes defined benefit pensions like 'final salary' schemes.

Bear in mind that we don't recommend whether transferring a pension is suitable for you so if you're unsure, you should seek regulated financial advice.

Start your consolidation journey today with no obligation

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