Retirement Planning Guide
Planning for retirement can seem like a daunting task but it is important to think about how you are going to support yourself financially in your later years.Download our guide
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|Invest flexibly and without limits|
|A wide range of funds, shares, investment trusts and ETFs|
|View your portfolio 24/7 on our easy to use and secure platform|
|Get started from as little as a £25 contribution|
|||You’re over 18 and a UK resident.|
|||You've used up or don't want to use your ISA allowance.|
|||You're comfortable with the risk involved.|
|||You want to invest free of income and capital gains tax.|
|||You’re uneasy with any market volatility.|
|||You need the money in the short term.|
A General Investment Account provides a flexible way of investing without limits on how much you can put in. Although they don’t provide the same tax benefits as an ISA, a General Investment Account can be useful if you’ve used up your ISA allowance and have more money to invest. You can also use money you hold in a Willis Owen GIA to pay the service fee on your Willis Owen ISA if you have one. This can help to make best use of your tax-free ISA allowance.
You can invest in a wide range of funds, shares, investment trusts and exchange traded funds (ETFs) and there are no restrictions as to when you can take your money out.
You can start investing from as little as £25, either as a lump sum or regularly. There is no limit to how much you can invest.
When investing you will pay a Willis Owen service fee as well as investment charges. If you invest in more specialist things like shares, investment trusts and exchange traded funds, you may also pay trade fees and government levies. Further details of all costs and charges can be found below and include VAT where applicable.
You can get an idea of how much you might pay in fees by using the ‘Charges estimator’.