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Goal planning

Do you know what your financial future looks like? Learn to set some realistic goals here

Investment is all about achieving your goals. So it's important to have an idea what they are before you venture any money. Use this simple step-by-step guide to help you figure out what you want to achieve.

Why are you investing?

Are you saving up a certain amount for a holiday, or just growing some long-term savings? Figuring out your end goal will help you keep your eye on the ball.

How much time do you have?

Different investments need different amounts of time. For example, putting money aside for your child's university fees may require a very different timeframe to saving for your retirement.

How comfortable are you with risk?

There's always a chance you'll get back less than you invest, so you need to think about how much risk you're willing to take.

Is diversification sensible?

You can potentially reduce the amount of risk you take by investing in Funds that cover lots of markets and regions.

See how easy it is to start thinking about planning for your future, using our simple goal planning tool.

Plan a goal

Do you want income or growth?

Some investments offer regular Cash payments, much like a monthly income. While others should be left to grow over time. Think about which one will best help you achieve your goals.

Can you stay on top of your investments?

Our simple online tools make monitoring your investments quick and easy. However, you'll still need to check on them regularly to stay on track. If you prefer to be less hands on with your portfolio, perhaps look into Funds that invest across a range of assets, regions and sectors.

Once you can confidently answer these questions, you'll have a much clearer idea of your goals. The next step is to look into the investment options that will offer you the best chance of achieving them.