Terms & conditions


If you wish to gain access to : play, the ‘service’, please read this agreement carefully.

By using the service, you are deemed to accept this agreement, as a binding contract between you and Willis Owen Limited, regarding your access to, and your use of the service. Participants are held to the
: play usage Terms and Conditions as well as our posted content Terms and Conditions.

The Willis Owen : play IS FOR ENTERTAINMENT AND EDUCATIONAL PURPOSES ONLY. While this simulation may replicate some of Willis Owen’s trading functions, they are not an exact duplication and should not be confused with our trading tools or platform.

Investing should be considered a medium to long-term commitment. Although the : play virtual portfolios can be seen, and are measured daily, a real life portfolio requires time (normally 5-10yrs), as over short periods, markets can be more volatile and result in a wide range of positive and negative returns. The longer you stay invested, the greater the probability that your investment will generate a positive return. Although, there is no guarantee!

Anyone accessing the site agrees to abide by this agreement and by the rules of any contest in which Willis Owen may arrange and you participate in.

All decisions by Willis Owen in determining winners or creating awards and all other aspects of any contest are made by Willis Owen in its sole discretion and are final and not subject to appeals.

Willis Owen may modify this agreement or the rules at any time, and such modification shall be effective immediately upon posting on the site. Your continued access or use of the site after the modifications have become effective shall be deemed your conclusive acceptance of the modified agreement or rules. Willis Owen may discontinue this contest at anytime in its sole discretion without liability or obligation to you.

Willis Owen does not make recommendations or offer investment advice of any kind.

This : play does not offer, solicit or arrange the sale or purchase of investments. : play and its challenges are part of an investing simulation service. No actual investments are purchased, sold or traded as part of this simulation. All information is provided for entertainment and educational purposes.

There is no additional charge for the use of : play but you do have to log in to use the service.

The Funds within your Investments will be valued on a daily basis from a unit price perspective.

We capture usage information for the site so we can improve our offering and service to consumers and focus our resources accordingly.

1. Registration & Data Protection

1.1 In order to register for the service you will need to provide your e-mail address. Your e-mail address will be used by Willis Owen purely for the following purposes:

  • Registration and password reminder
  • Logging into the service
  • Communications concerning the operation of the service
  • Contacting you about your existing investments
  • Contacting you for marketing purposes (for example: emails regarding products and services which may be of interest to you, regular newsletters and other communications to maintain our existing relationship).

Willis Owen will not pass on your e-mail address to any third parties, unless legally required to do so.

1.2 If you would prefer not to be contacted in accordance with clause 1.1 (a) above you may withdraw your consent by emailing enquiries@willisowen.co.uk

1.3 Willis Owen Limited will use other information you supply for the administration and servicing of your investments and all other related activities. We may also disclose your information to organisations for compliance or legal and regulatory requirements.

1.4 With the exception of the above provisions, we will not pass on your details to any other third party without your permission.

2. Online Investor Service

2.1 Once you have accepted the Terms and Conditions of this agreement, you will be entitled to access the content made available to you in accordance with this agreement.

2.2 Willis Owen will use reasonable endeavours to make the service available for access at all times. Access to the website may, however, be suspended from time to time for maintenance and development work.

2.3 Willis Owen do not currently make a charge for accessing the service, but reserve the right to do so in the future. If Willis Owen does decide to charge for the service we will give you at least 30 days notice. If you decide not to continue with the service from this point there will be no charge, however access could be denied.

3. Security

3.1 Once you have registered for the service and accepted the terms and conditions of this agreement you will become an authorised user and will be able to use your security details to access the site.

3.2 You must keep your security details secret and take all reasonable precautions to prevent unauthorised use of them.

3.3 You must not disclose your security details to any other person or record your security details in any way that may result in them becoming known to another person.

3.4 If you suspect someone knows your security details you should contact us immediately on 0800 597 2525 (calls may be recorded for monitoring purposes).

4. Limitation of Liability

4.1 Willis Owen use reasonable skill and care in selecting the providers of the content and providing secure access to content. Due to the inherent nature of the internet, however, and the number of sources from which Willis Owen obtains the content, Willis Owen does not give any warranties, express or implied, or make any representations as to the accuracy, adequacy or ability to access, or any delay in access, security of access, suitability or security of use of any content.

4.2 Willis Owen does not accept any responsibility and will not be liable for any failure in the operation of the service, which arises as a result of any error in data transmission, or machine, or software malfunction, or from your operating error (other than any such failure arising as a result of Willis Owen negligence).

5. Termination

You may terminate your right to use the service by, emailing enquiries@willisowen.co.uk or in writing to Willis Owen Limited at our administration address: PO Box 766, Borehamwood, WD6 9JS. Upon receipt, your instruction will be processed without undue delay.

6. Variation

6.1 Willis Owen reserves the right to vary this agreement from time to time by posting an amended version of this agreement on the service.

6.2 We may, where we consider it appropriate for you or your protection, suspend, withdraw or restrict the use of the service, or any part of it. We will tell you as soon as practicable if we take such action.