Multi-asset funds can offer a ready-made portfolio option for those who are not confident and who may prefer a professional making the investment decisions. Even then it is still important that you regularly review your investments to ensure they remain appropriate for your needs but with multi-asset fund solutions, the fund manager will manage the portfolio to stay in line with its chosen objectives. If you are a more confident investor and want more of a hands-on approach to managing your portfolio, take a look at our range of starter portfolios.
Multi-asset funds invest in a wide range of assets including shares, bonds, cash and other funds. This helps to diversify your investments, more so than investing in a single type of asset or geographic region.
Our in house research team, using data from our expert research partner Morningstar, have come up with a list of their favoured multi-asset fund options which are aligned to the needs of investors with different objectives.
You can choose between actively or passively managed solutions. With actively managed funds, the fund manager can choose individual shares as well as deciding how to blend these together to achieve the fund’s objectives. Passive funds on the other hand, invest in instruments that track the performance of certain markets (for example, the FTSE 100) and will also decide how to blend these together to achieve the fund’s objectives. Passive funds tend to have lower costs.
We have provided a range of options for different investment styles designed for cautious, moderate and adventurous investors and you can switch between these below.
We haven't assessed your attitude to risk or objectives and haven't made a personal recommendation. You are responsible for choosing and managing your investments.
We have not taken into account your personal circumstances, investment time horizon or objectives and this information does not constitute a personal recommendation. Overall responsibility for choosing and managing your investments sits with you. If you are unsure, you should seek regulated financial advice.
Multi-Asset - Cautious Multi-Asset Funds
The multi-asset Funds listed below are designed for individuals with a more cautious investment style. You can choose between a number of actively managed and passive Fund options.
These funds tend to invest less in shares and more in fixed interest securities than more adventurous fund options in order to achieve modest levels of growth whilst reducing volatility, although your investments can still fall in value.
The multi-asset Funds listed below are designed for individuals with a moderate investment style. You can choose between a number of actively managed and passive Fund options.
These Funds invest a significant proportion of their assets in shares which means there will be some volatility. This provides the potential to achieve reasonable levels of growth although your investments can still fall in value.
The multi-asset Funds listed below are designed for individuals with an adventurous investment style. You can choose between a number of actively managed and passive Fund options.
These Funds invest a very high proportion of their assets in shares and as such, investors are likely to experience high levels of market volatility. This provides the potential to achieve growth over the longer term although your investments can still fall in value.
Willis Owen Limited does not offer or provide advice as to the suitability of investments, if you are unsure whether an investment is suitable for you or require advice you should obtain expert financial advice.
Past performance of an investment is not a guide to future performance, the value of investments or income from them may go down as well as up. You may not necessarily get back the amount you invested.
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